Insurance

I’ve spent the last couple hours dealing with insurance payments for my last two IUIs. I suppose I should consider myself lucky that insurance is covering any of this, but damn, it’s depressing to see how much is being spent for nothing in return. That, on top of the fact that there is no logic to the billing procedures, is what is driving me crazy at the moment. Even though my doctor is a covered provider, the clinic isn’t, so even though my actual doctor may perform the actual ultrasound, I still have to pay for it as though someone who isn’t a covered provider is wielding the wand.

---Newsflash---

This just in: My darling husband e-mailed me to say that he’s learned (at my urging) that his insurance will cover up to 4 tries at IVF. I can hardly believe it!!! Currently we’re both under my insurance coverage as it costs us nothing out of pocket, and to be on his we would have to pay. I believe we have to wait until November before their enrollment opens again – but I have no doubt that it will be here before we know it. Of course, I’d love for this IUI to work, but not having to shell out the $10K as we thought we’d have to sure is worth celebrating.

Perhaps I should stop focusing on the future and concentrate on positive vibes for this cycle, but that news sure made me happy and successfully eliminated all the frustration I had been feeling moments ago about those damn insurance companies. And that’s a good way to start a weekend – and a new cycle. It’s CD2 officially, and the process begins anew tomorrow.